Medicare. Part A? Part B? Part D? Now I'm Officially Confused.
So here we are, as Dad's 18 months of COBRA come to an end, and his 2 year period on Social Security Disability approaches- which means Medicare coverage. Actually, it means pure confusion. COBRA can not be used with Medicare, as they are both federal programs. Ok, that I understand. So we drop COBRA and Dad is automatically enrolled in Medicare Part A & B come April 1st. Ok. That sounds fine. But apparently with Medicare, you need a supplemental insurance or a secondary insurance. And with Medicare there is a Part D- Prescription drug portion. So I've got Part A, Part B, Part D, Supplemental....and now my head hurts and I'm beyond confused. Dad's treatments are expensive. VERY Expensive. When you're talking about $25,000 a month (without Insurance), which doesn't include blood work or doctor's appointments, or MRI's- you're talking expenses that just aren't feasible for anyone! So financially, we are trying to figure out our best ...